Ford Credit

One of the hardest aspects of getting your hands on a new vehicle is paying for it. No matter how affordable of a car you find, paying for one is always a big deal. That's why Ford Motors and Dick Smith Ford have programs you can take advantage of to bring you closer to driving home the Ford vehicle of your dreams.

Ford Motor Credit is a company owned by Ford Motors that is dedicated to providing financial solutions to all prospective Ford drivers. Applying for this incredible service is easier than you might think. Learn how you can take advantage of Ford Credit, and discover what Dick Smith Ford can do to help.

Applying for Credit

The Ford Motor Credit Company is your ticket to getting car loans or credit for buying your next Ford vehicle. All that financial talk may sound complicated or intimidating, but it works in just a few simple steps. The first step is to apply. For your convenience, the entire application process is accessible online. All you have to do is fill out the short form with some personal information like your income, employment, and your social security number, among others. Don't worry about your information being compromised. All Ford Credit dealings are safe and secure, guaranteed.

Don't hesitate to apply even if you haven't decided on what vehicle you want, or even whether or not you want to lease or buy. You can still get approved for credit even before you make any decisions on the details of your Ford purchase. There's no risk in your application whatsoever, so why not apply? It only costs a few moments of your time.

Dick Smith Ford

After you've finished your application, Ford Credit will review it and get a response back to you promptly. If you're accepted, head over to Dick Smith Ford, your local Raytown, Lee's Summit, and Blue Springs Ford dealer to get started on making that ideal Ford vehicle yours. Even if you're not approved for credit, Dick Smith Ford is still happy to help you as best as we can.

If you need a loan or lease for your next vehicle, our brilliant financial gurus are here to help. They're happy to sit down with you and learn all about your specific financial requirements. Much like how you set the standards for what kind of vehicle you want, you also get to set the standards for the loan you want. We've worked with nearly every kind of budget before, so don't hesitate to seek our assistance. Remember, we're here to help, not to judge.

Get behind the wheel of your next Ford on your terms. Since our founding, Dick Smith Ford has been dedicated to putting smiles on the faces of all our local drivers. Expect premier customer service when it comes to all facets of our dealership including financing. We have the know-how and experience to help you with the next steps after your Ford Credit approval, or we can handle your financial needs in house ourselves should Ford Credit deny your application. Visit us or call today to learn more about how Ford Credit and Dick Smith Ford can help you.

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Dick Smith Ford Inc.

9505 East State Route 350
Directions Raytown, MO 64133

  • Sales: (888) 826-4244
  • Service: (888) 380-4547
  • Parts: (888) 479-6319


  • Monday 8:00AM - 8:00PM
  • Tuesday 8:00AM - 8:00PM
  • Wednesday 8:00AM - 8:00PM
  • Thursday 8:00AM - 8:00PM
  • Friday 8:00AM - 6:00PM
  • Saturday 8:00AM - 6:00PM
  • Sunday Closed
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